30 Day Financial Transition Challenge Day 26: Physical Wellness

Welcome to Day Twenty-Six of the “30 Day Financial Transition Challenge.”  Today’s article focuses on your physical well being.

Bottom Line Up Front (BLUF) 

Your transition can be a very stressful time.  During times of high stress, it’s very easy to lose perspective regarding your physical fitness.  Today, we’re going to take a look at your physical wellness goals and incorporate them into your to-do list.


As you focus on the changes that occur during your transition, it’s natural for physical fitness to take a back seat.  Don’t let it.  Whether you’re a workout freak or the kind of person who does enough to get by, you owe yourself and your family a commitment to keeping yourself fit.

Now that you’re no longer in the military, you don’t need fitness to dominate your life.  However, your physical well being will dictate how well you can live the rest of your life, so fitness should have a place in it.  Today is the day that you’re going to evaluate where you are and where you need to be.


Today’s goal is simply to help you set future expectations with respect to your physical wellness.

Relevant articles

What you need



This exercise consists of a simple checklist of questions to help frame your approach.

  1. Are you in shape?  This isn’t a question of peak fitness.  Just functional shape that can get you through your transition.
  • Do you need to lose weight?
  • Do you need to drop any bad habits (overeating, smoking, drinking, etc.)?
  1. Is your current condition ‘maintainable?’
  2. What priority is fitness in your life?
  3. How much time/money/effort can you devote to keeping in shape?
  • If budget is a concern, what low-cost workouts are you willing to do?
  • If time allocation is a concern, how much time can you afford to devote?
  1. Do you have any long-term fitness goals?
  • If you can’t immediately start on your long-term goals, at what point will you do so?
  • Conditions-based fitness goals (i.e. when we complete this move & find a job, I’ll join a Crossfit gym)
  1. What about your medical well-being? Do you have limiting conditions, such as a chronic illness or injury?
  • How will your maintain your medical well-being once you no longer have to maintain your medical readiness?


By the end of today’s exercise, you should have a good understanding of your post-military physical wellness and what goals you would like to establish.

Tomorrow, we’ll look at developing, nuturing, and using your networks..  However you define networking, having a support group of people to help you during your transition can be a powerful way to address those concerns you may have about your transition.


About Forrest Baumhover

Forrest Baumhover is a Certified Financial Planner™ and tax professional. His firm, Westchase Financial Planning, focuses on the unique financial planning needs of servicemembers and families looking to separate or retire from active duty.If you’d like to learn more about Forrest or his services, please check out the About Forrest page at the top of this article.
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One Response to 30 Day Financial Transition Challenge Day 26: Physical Wellness

  1. Pingback: 30 Day Financial Transition Challenge Day 25: Quality of Life

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