Category Archives: Thrift Savings Plan

Read these articles for a better understanding of the Thrift Savings Plan

Dangers of Taking Out a TSP Loan

Recently, Michael Kitces published an article titled, “Why Paying Yourself 5% Interest On A 401(k) Loan Is A Bad Investment.”  My first thought was, “If it’s a bad idea for a 401(k) loan, it must be even worse for Thrift … Continue reading

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5 Tax Planning Considerations of a Roth Conversion for Your TSP Account

Introduction Many people have taken advantage of the Roth TSP option since its inception in 2012.  However, there are still many federal employees and service members with most of their retirement savings in traditional accounts.  Naturally, this begs the question: … Continue reading

Posted in Retirement, Taxes, Thrift Savings Plan | 1 Comment

TSP Rollover to an IRA Account—Should I do it or Not?

This is a question that I received the other day from someone who has a lot on his plate.  He’s getting his financial life in order and was trying to figure out whether a TSP rollover was the right thing.  … Continue reading

Posted in Taxes, Thrift Savings Plan | 1 Comment

TSP’s Lifecycle Funds: What You Need To Know

There are a lot of people who wonder what TSP’s Lifecycle Funds are, what they are supposed to do, and how they are supposed to invest in them. This article aims to answer some of these questions and provide a … Continue reading

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