Category Archives: Uncategorized

10 Considerations About the Blended Retirement System (BRS)

Recently, I sat down with someone who asked me whether she should take the military’s Blended Retirement System (BRS).  As most people know, the BRS is the military’s attempt to slowly move away from a defined benefit pension to a … Continue reading

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Roth Conversions: Why Timing Is Important (Part Two)

In a previous Roth conversion article, we discussed the importance of timing when it comes to Roth conversions.  There are other Roth benefits, such as not having to worry about required minimum distributions (RMDs), and being able to take out … Continue reading

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Weekend Wrap-up: Military Personal Finance Articles You Should Read (8/5-8/11)

I hope you enjoy this week’s version of the Weekend Wrap-up! Below are five of the top articles that I’ve read this week.  Most of this week’s articles are from our military financial blogger community. So, without further ado, here … Continue reading

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Weekend Wrap-up: Military Personal Finance Articles You Should Read (6/17-6/23)

Enjoy this week’s version of the Weekend Wrap-up! Below are five of the top articles that I’ve read this week.  All of this week’s articles are from our military financial blogger community. So, without further ado, here are this week’s … Continue reading

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Back to Basics – Defined Benefit vs. Defined Contribution Pension

Introduction As the military transitions into a new pension system, it’s important to take a step back and look at the concept behind this move.  This article will not go into specific details on the new vs. old plan, but … Continue reading

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Retirement Journal (1 Year and Counting)

So, today is Monday, May 2.  As of yesterday, I officially have one year until my planned retirement ceremony.  With that said, I wanted to update you on two significant events since my last retirement journal entry. So, I went … Continue reading

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Term Life Insurance Vs. Survivor Benefit Plan (SBP)—A Side By Side Comparison

You might wonder why I wrote an article that seemed to advocate SBP, then followed it up with an article that seemed like SBP-bashing. I did so for two reasons. First, both articles seek to provoke critical thinking…I think I soundly met that objective. Second, putting those two articles side by side shows my true focus…when you’re looking at your decision to retire from the military, you need to make sure you address SBP properly. After all, if you make the wrong decision, you’re stuck with it. With that said, I got hit up on both sides of the debate. Continue reading

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Back to Basics – Emergency Fund: How Much Money Should I Have?

When dealing with money, the most important question is: “How much money do I need to deal with unexpected emergencies?” If you can honestly answer this question and put this amount of money aside to address issues that come up, then the rest of your money should be put to work in low cost, tax-advantaged investments that will grow over time. Continue reading

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Retirement Journal – January 2016

This is the second in my series of retirement journal blog posts.  In case you missed my first article, you can read it here.  Although this post isn’t an update on my personal situation, I wanted to cover something that … Continue reading

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